When a Spouse Dies – Part 1

When a Spouse Dies – Part 1 (Things You'll Need to Do)

While you are grieving, the first thing you’ll want to do is determine who you can trust to help you make the important financial and legal decisions that will probably all come at you at the same time. In this article, "When a Spouse Dies – Part 1", we'll discuss many things you'll need to do. The first thing is to ask for assistance, if needed, since you may not be emotionally able to make wise long-term decisions by yourself at this time.

Ask for Support and Guidance

Perhaps you have children who can help guide you, provided they don’t have their own personal agenda. Another person who would be helpful is a close friend who may have also recently lost a spouse. The one thing that you should not do is turn to friends or family to help you make legal or financial decisions unless they are professionals or accomplished in those areas. These people should be available to you for their emotional support.

Contact Your Attorney

Certainly, you should make contacting your family lawyer a priority. Or, if you don't have an experienced estate planning attorney, you can call upon us to assist you. You can also ask a family member to contact an attorney your behalf. CLICK HERE to read our next article that lists the immediate decisions that will need to be made until you can get together for a formal meeting with an attorney after things have settled down.

It is also very important to postpone life changing decisions, make major investments, or large purchases until after you have had time to mourn and are more clear-minded.

Digital Security

A simple but very important matter is to make sure you have usernames and passwords for all of your spouse’s “digital assets” – from banks and financial institutions to social media and government agencies. There are many unscrupulous players out there just waiting to play havoc with your finances by using the deceased’s name to get money, goods and services. A few quick phone calls or emails can help avoid nasty things from happening. Credit cards should also be cancelled, and the post office should be advised.

Death Certificates

It is a simple, but very important matter to order, or have your funeral director order enough certified death certificates. These documents are needed for court filing proceedings, collecting on insurance policies or benefits from an employer.

Consult Trusted Advisors

And a final, but very important point I’d like to make: Well-meaning friends and family members will all want to give you financial or legal advice. Remember, everyone’s situation is different, and so are your family and personal health care issues. Just listen to your trusted advisor, lawyer, and financial advisor. They will have your best interests at heart.

Call Upon Ronald J. Axelrod for Assistance

You can feel comfortable calling our office whenever you have questions about what to do after your spouse dies. We understand that this is a difficult time for you and your family and we're here to help make sense of the legal and financial tasks ahead of you. Our knowledgeable, and compassionate staff that has experience in these matters, as well as planning ahead before a spouse passes, can help guide you through the process. Call us today at (585) 203-1020 to discuss your next steps.

CLICK HERE to Read Our Next Article, "When a Spouse Dies – Part 2", that Lists Individual Providers You'll Need to Contact